Bars & Restuarants

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The costs involved in opening and running a successful bar or restaurant can be staggering, so the last thing owners need is expensive insurance.  However, with food alergies, food spoilage, liquor and, traditional "slip-n-fall" risks, good coverage is critical to ensure a successful business is protected. Program Coverages available include:

• Workers Compensation
• Liquor Liability (including options for Assault & Battery)
• General Liability
• Food Contamination
• Employment / HR Liability (Wage/Hour/Overtime/Immigration/Discrimination claims brought in some cases by employees or patrons)
• Mechanical Breakdown
• Loss of Income / Extra Expense
• Auto Liability / Delivery